What To Do After A Loss
Your safety comes first. Once everyone is safe, take these steps to protect your property and help make the claims process easier :
Steps To Take After A Loss
1. Make Sure Everyone Is Safe. Call 911 for emergencies. Do not enter an unsafe or severely damaged property.
2. Prevent Further Damage. If it is safe, take reasonable temporary steps to prevent additional damage, such as covering a broken window or stopping a water leak.
3. Take Photos and Videos. Document the damage before moving, cleaning up or discarding damaged items.
4. Report The claim. Contact your insurance company or SeaFlower Homeowners Insurance as soon as possible. Have your policy information available.
5. Keep Records And Receipts. Save receipts for emergency repairs, temporary lodging and other loss related expenses.
6. Be Careful Before Signing Contracts. Before signing agreements with contractors, roofers, water-remediation companies, or other vendors, understand exactly what you are authorizing.
Before You File A Claim
Before reporting a claim, make sure everyone is safe and take reasonable steps to prevent further damage. Review your policy and deductible, document the damage with photos or video, and gather any available receipts or records. If you are unsure what to do next, contact SeaFlower Homeowners Insurance. We can help you understand the claims process and provide guidance on how to contact your insurance company. For emergencies or serious damage, contact your insurance company promptly.